To set up this gateway, you will need your PayPal account’s:

  • Gateway Account Email
  • API Username
  • API Password
  • API Signature

Locating your PayPal Account’s API Information

  1. Log in to your PayPal Business account.
  2. Hover over your name in the top right corner and click Account Settings.
  3. Click Website Payments in left column menu.
  4. Select API Access. If you haven’t already done so, you need to verify your account before requesting API credentials.
    PayPal Account Settings: API Access
  5. These next pages vary based on whether you have existing PayPal API credentials set up or not.
    1. If you have already set up API credentials, select NVP/SOAP API integration and View API Signature.
      PayPal: NVP/SOAP API Key
    2. If you have not set up API credentials, you will need to set up the API credentials and permissions.
      1. Click Request API Credentials.
      2. Click Request API signature.
      3. Click Agree and Submit.

Payment Settings Setup for Paid Memberships Pro

  1. In your site’s WordPress admin, navigate to the “Payment Settings” tab in the “Memberships” section.
  2. Select “PayPal Express” from the “Payment Gateway” drop-down.
  3. Select “Live/Production” from the “Gateway Environment” drop-down. Note: Using PayPal in “Sandbox/Testing” mode is possible but requires you to have a separate PayPal Sandbox account and be logged in to that environment prior to initiating tests.
  4. Enter your PayPal Account Email in the “Gateway Account Email” field.
  5. Enter your API Username in the “API Username” field.
  6. Enter your API Password in the “API Password” field.
  7. Enter your API Signature in the “API Signature” field.

How to Set your PayPal IPN Notification URL

You should always set the IPN URL in your PayPal settings when using Paid Memberships Pro with any of the various PayPal gateways. Please refer to this guide on how to set, enable, and turn on the IPN URL in your PayPal account.

PayPal Instant Payment Notifications Settings Page
This is how your PayPal account’s Instant Payment Notifications Settings Page should look.

Payment methods available to your customer

PayPal Express now allows your customer to pay with their PayPal account or a Credit Card. The customer can even checkout as “Guest”, eliminating the need for each customer to have a PayPal account. You can disable Credit Card as a payment option within your PayPal Account Profile.


Please Note: PayPal accepts payments with a credit card, linked bank account, or PayPal balance. A PayPal account is optional if your member is signing up for a one-time payment membership level. If they are signing up for a subscription, they will need to connect the payment to an existing or new PayPal account. In other words, the member can fund the subscription any way they choose, but they are required to have a PayPal account.