We launched version 1.4 of the plugin last month, which included an overhaul of the gateway integration code and the addition of support for integrating with Stripe.

(If you haven’t upgraded, get the latest version now.)

Stripe is an interesting payment option as it allows you to accept credit cards on your site, but gets around the PCI Compliance issues by using javascript to tokenize the credit card information before passing it through your servers. What this basically means is that your checkout functions the same way as an Authorize.net or PayPal onsite checkout, but is much more secure.

Stripe’s fees are comparable to the other big gateways, though their structure is much more simple. It’s just just 2.9% + $0.30. That’s it. No monthly fees. No extra fees for gift cards or American Express. There chargeback fee is $15, which is less than I pay with Authorize.net now.

Stripe is a new company, and maybe hasn’t had enough time to rack up the complaints, but they seem to be doing everything right. Their signup is very fast. You can accept payments immediately. What we love most of all is how clear their API and API documentation is. You can tell that the system is built by modern day developers who understand how it is going to be used.

With regards to Paid Memberships Pro integration, some of the pricing options are unavailable out of the box if you are using Stripe. But you can do one-time checkouts, monthly or annual recurring payments, or a combination of those two. Free trials are possible, but billing cycle limits are not supported at this time.

Strip also has some features that we don’t take advantage of out of the box, like prorated upgrades/downgrades and the ability to update a user’s subscription without re-authorizing (e.g. for metered billing).

Nearly anything is possible with a little bit of work though. So get in touch if you have needs that are not supported out of the box.


Comments (12)

Author’s gravatar

I’m curious as to whether or not I can charge setup fees on a subscription with stripe. I’d like to do something like $99 setup with $49 monthly. Is this possible with PMPro & Stripe? Thanks in advance.

Reply
Author’s gravatar

Already figured it out…and the answer is ABSOLUTELY!!!!

Awesome plugin

Reply
Author’s gravatar

We are setting up a service membership that has a monthly metered fee attached. I’d love to be able to add Invoice Items to the next invoice with that month’s usage noted each month for each Member. I know you said that is not supported by PMPro out of the box, but what would it take to make that happen? Can you point me in the right direction to code it myself or has someone already done it as an add on somewhere or do you know a qualified dev that I might hire? Any guidance is much appreciated!

Reply
Author’s gravatar

Here is some rough guidance. Depending on how smooth and automated a process you need, it could be a little bit or a lot of development work.

First step would be to pick a gateway that supports charging customers arbitrary amounts each month. The two most notable are Stripe and Braintree. Stripe in particular has some code in our v2.0 beta on GitHub for changing the amount of a customers subscription on the edit user page. So each month, you can manually change what they pay.

From there, you would probably want a way to automate that better (you could build your own UI around the “updates” or $order->susbcribe calls) and possibly add more information to the invoice RE what is being purchased.

Hope this helps.

Reply
Author’s gravatar

Thank you for your guidance! That’s some good suggestions and I I could knock out something like this.

Author’s gravatar

Can users change their creditcard info with the plugin when using stripe from within my wordpress site?

Reply
Author’s gravatar

Is it true that if I use PMPro with Stripe that I do not need to be PCI compliant in the sense of passing some kind of assessment or validation test?

Reply
Author’s gravatar

When someone checks out on your site with Stripe, the credit card number is sent directly to Stripe and is never passed through your server. Because of this, the PCI requirements for your site and server will be lower than if the CC number was passed through… and even more strict if your software/server stored credit card numbers.

Because Stripe acts as your “merchant account”, they would be the ones to demand that you perform more tests/etc for PCI compliance. It’s hard to make generalizations on what kind of PCI compliance activities are needed because it depends on each business, but in general, sites using Stripe tend to have fewer PCI compliance requirements. No site that I manage that uses Stripe is required to perform automated testing or submit written tests… although it can be a good idea anyway.

Hope this answers your question.

Reply

Leave a Reply

Your email address will not be published. Required fields are marked *